Household Flow
In Line
Bills covered and spending in line this month
👤 2 Individuals•👥 1 Families & Couples•🌟 5 Members on the waka
Secure open banking connectionsSee your wealth.
See your wealth.
Guide your future.
Grow together.
See, understand, and grow your family wealth together.
“Mā te mahi tahi, ka ora te whānau” — By working together, the family thrives.
For Whānau & IndividualsSecure Open BankingPrivacy Focused
moneywise.co.nz/dashboard
Family Hub Dashboard
Stable StatusKnow where your household stands this week
Shared Bills
3 Due
Clear visibility before money leaves the account
★
Actionable Insight
Your shared spending is tracking under plan this week, but two household bills are due before the next payday.
Features
A clearer way to run household money
★
Calm Personal Pacing
Connect bank accounts in seconds via open banking. Monitor spending, build savings streaks, and pace your budget with ease.
★
Household Coordination
Co-manage family money in a shared hub. Invite members, configure visibility permissions for partners, automate pocket money allowances, and track shared goals.
How it Works
Get started in four steps
Start with early access, connect read-only data when invited, and build a calmer view of household money over time.
1
STEP 1
Join Early Access
Tell us whether you are joining as an individual, couple, or family so we can invite the right early users first.
1 min2
STEP 2
Connect Read-Only Accounts
Securely connect your accounts through NZ's open banking ecosystem so MoneyWise can build a live view of your finances.
5 min setup3
STEP 3
Understand Your Position
See your household status, upcoming bills, spending pressure, goals, and account groups without digging through multiple banks.
4
STEP 4
Coordinate What Happens Next
Use shared visibility and simple prompts to review bills, adjust spending, and stay aligned on family goals.
Access Journey
Join early. Shape the family-first product.
MoneyWise is still moving through private early access. The next step is getting the right users into the right stage, not publishing final public pricing too early.
Waitlist
Open now
Stay close to the build
Join the waitlist for product updates, previews, and the next available invite window.
- Early release updates
- Priority notice for new invite rounds
- No payment required to join
Internal Alpha
Invite only
Small, private tester group
A small early group focused on the core family and individual experience while Layer 1 stabilizes.
- Household and individual feedback
- Direct input into what ships next
- Focus on clarity, stability, and core workflows
- Private access while the product hardens
Public Launch
Later
After testing and production readiness
Broader access and final commercial plans will follow after testing, security hardening, and production readiness.
- Built from real early-user feedback
- More polished onboarding and workflows
- Final pricing and packaging confirmed later
Access will expand in stages while we validate the core family experience, improve reliability, and complete production-readiness work.
Trust and Security
Built for families
The public promise is simple: calm visibility, clear permissions, and a New Zealand-first household experience.
Security
Secure By Design
Layer 1 focuses on safe account visibility, scoped access, and clear permission boundaries.
Context
NZ
NZ-First & Whānau Focused
Built in Aotearoa with the spirit of Kaitiakitanga — helping your whānau steward and grow household resources together.
Open Banking
Open Banking Ecosystem
Bank connectivity runs through NZ's open banking ecosystem so households can connect data securely and seamlessly.
Protection
Read-Only Access
The current Layer 1 experience is built around visibility and understanding rather than moving money.
MoneyWise uses read-only financial visibility to help households plan with confidence without turning the product into a noisy banking portal.